Temporary Disability Insurance (TDI)

Temporary Disability Insurance (TDI) provides financial benefits to individuals who are unable to work temporarily due to a non-work-related illness, injury, or pregnancy. It offers partial wage replacement during the period you are disabled and unable to perform your job duties. TDI is typically funded through employer or employee-paid premiums, depending on the state, and the benefits help support your income while you recover. It does not cover injuries or illnesses that occur at work (that's usually covered by workers’ compensation). Overall, TDI helps bridge the gap in income when you are temporarily unable to work due to health issues.