Teambrella

Teambrella is a blockchain-based platform that enables peer-to-peer insurance, where participants form small groups and collaboratively manage coverage for each other. Instead of traditional insurers, members assess and approve claims collectively, using transparent rules and smart contracts. If someone in the group experiences an insured event, the members review the case and vote on whether to pay the claim, promoting trust and reducing costs. This decentralized approach removes middlemen, increases transparency, and leverages collective decision-making, making insurance more flexible, affordable, and community-driven.