Teacher Loan Forgiveness

Teacher Loan Forgiveness is a federal program that helps teachers by reducing the amount they owe on student loans. If a teacher works full-time for five consecutive years in certain eligible schools or educational service agencies—especially those serving low-income students—they may qualify to have up to $17,500 of their federal student loans forgiven. This program aims to encourage teachers to serve in underserved communities while easing their student debt burden. Qualification depends on the type of loan, teaching subject, and school location, and applicants must meet specific requirements to benefit.