Tax-managed investing

Tax-managed investing involves strategies designed to minimize the taxes owed on investment gains, dividends, and interest. The goal is to maximize overall returns by carefully selecting when and how to buy, sell, and hold assets, often using tax-advantaged accounts or specific investment techniques like tax-loss harvesting. This approach helps investors keep more of their money working for them over time, rather than losing a significant portion to taxes. It requires thoughtful planning and knowledge of tax laws but ultimately aims to improve after-tax investment performance.