T Bonds

T Bonds, or Treasury Bonds, are long-term government debt securities issued by the U.S. Department of the Treasury. Investors buy T Bonds to lend money to the government, which helps fund various programs and pay existing debts. In return, investors receive interest payments, known as "coupon payments," every six months until maturity, when they get their initial investment back. T Bonds typically have maturities of 10 to 30 years and are considered low-risk investments because they are backed by the U.S. government, making them attractive for those seeking stability and steady income.