Surplus

Surplus is the positive difference when the value of what you produce or earn exceeds your costs or expenses. In finance and economics, it typically refers to an excess of revenue over expenditure, indicating a surplus in budgets, profits, or resources. For individuals, a savings surplus means having more income than spending. For governments or organizations, it signifies financial health and the ability to invest or save. Essentially, surplus reflects a situation where resources or funds are greater than what is needed to cover obligations, enabling future growth or investment.