Student Loan Discharge

Student loan discharge is a process that releases borrowers from the obligation to repay their federal student loans. This typically occurs if they experience qualifying hardships like total and permanent disability, school fraud, or the closure of their college. In such cases, the government forgives the remaining debt, preventing further payments. Discharge can also happen due to specific circumstances under borrower defense or public service loan forgiveness programs. Essentially, it means the borrower is no longer legally required to pay back the loan, providing relief if repayment becomes impossible or unjust due to certain events.