StepChange

StepChange is a UK-based organization that provides free, impartial debt advice and support to individuals struggling with debt. They help assess your financial situation, create a manageable plan to pay off what you owe, and offer guidance on budgeting and dealing with creditors. Their goal is to help you regain control of your finances and reduce the stress of debt, often by negotiating lower payments or arranging affordable repayment plans. StepChange acts as a trusted advisor, ensuring your debt solution is tailored to your circumstances and sustainable in the long term.