State Workers' Compensation Programs

State Workers' Compensation Programs are insurance systems designed to provide financial and medical benefits to employees who are injured or become ill due to their job. Each state manages its own program, which covers medical expenses, rehabilitation costs, and lost wages while the employee recovers. In exchange, employees typically give up the right to sue their employer for workplace injuries. These programs aim to ensure that workers receive necessary support while safeguarding businesses from costly litigation. Each state's rules, benefits, and eligibility requirements can vary, but the overall goal is to protect both workers and employers.