State-Based Marketplaces

State-based marketplaces are online platforms where each U.S. state administers its own health insurance exchange. These marketplaces allow residents to compare, choose, and enroll in health insurance plans approved by the state, often with access to subsidies or assistance. They streamline the process by providing a centralized website specific to each state’s regulations and offerings, making it easier for individuals to find coverage suited to their needs and budget within their state’s healthcare system.