Standard & Poor's Ratings Services

Standard & Poor’s Ratings Services (S&P) is a company that assesses the creditworthiness of governments, companies, and financial instruments. They analyze financial health and economic stability to assign credit ratings, which indicate the level of risk involved in lending money or investing. Higher ratings suggest lower risk, while lower ratings imply higher risk of default. These ratings help investors make informed decisions and influence borrowing costs for entities. S&P's evaluations are widely trusted benchmarks in financial markets, providing transparency and aiding in the efficient allocation of capital worldwide.