Standard & Poor's ratings

Standard & Poor's ratings evaluate the creditworthiness of entities like companies or governments that borrow money. These ratings indicate the likelihood that they will repay their debts on time. Scores range from AAA (highest quality and lowest risk) to D (in default or unpaid). Higher ratings suggest safer investments, while lower ratings signal higher risk. Investors use these ratings to assess the reliability of bonds or loans, helping them make informed decisions. Essentially, S&P ratings serve as a trusted opinion on the financial stability and repayment ability of borrowers.