Stafford Loans

Stafford Loans are a type of federal student loan designed to help students pay for college. They offer fixed interest rates and repayment options after graduation, making borrowing more manageable. There are two main types: subsidized (government pays interest while in school) and unsubsidized (interest accrues from the start). These loans often have lower interest rates than private loans and are accessible to students with demonstrated financial need. They provide essential financial support, enabling students to pursue higher education without immediate full payment, with the understanding that the borrowed amount will be repaid over time after graduation.