Spółdzielnia Mieszkaniowa

Spółdzielnia Mieszkaniowa, or Housing Cooperative, is an organization where residents collectively own and manage their housing. Instead of owning individual apartments outright, members buy shares in the cooperative, which entitles them to use a specific unit. The cooperative handles maintenance, repairs, and decision-making related to the property, often through elected representatives. This structure promotes communal ownership, shared responsibilities, and can make housing more affordable and democratically managed. Essentially, it's a community-based approach to housing where residents participate in governance and sharing costs for the benefit of all members.