Social Score (creditworthiness model)

A Social Score is a system that assesses an individual's trustworthiness and reliability based on their behaviors, activities, and interactions both online and offline. It considers factors such as financial habits, adherence to laws, social contributions, and digital conduct. The goal is to create a comprehensive profile that reflects a person’s reputation and responsibility, which can influence their access to services, employment, or financial opportunities. Essentially, it’s a numerical representation of how socially responsible and dependable someone is, helping institutions make informed decisions about their engagement with individuals.