sign-up bonuses

Sign-up bonuses are incentives offered by banks, credit card companies, or other financial institutions to attract new customers. When you open a new account and meet specific requirements—such as spending a certain amount within a set period—they give you a bonus, which could be cash, points, miles, or rewards. These bonuses encourage people to choose their product over competitors. While appealing, it’s important to understand the terms and whether the spending requirements align with your financial habits to ensure the bonus is truly beneficial.