shared branching

Shared branching is a banking system feature that allows multiple branches of a bank to access and manage the same customer accounts and transactions in real-time. Instead of each branch maintaining separate copies of account information, shared branching connects branches through a central system, so customers can perform banking activities—like deposits, withdrawals, or inquiries—at any participating branch. This enhances convenience for customers and streamlines operations, as all branches see and update a unified account data set immediately, ensuring consistency and efficiency across the bank’s network.