self-help credit unions

Self-help credit unions are financial cooperatives owned and operated by their members, often serving specific communities or groups. They provide banking services like savings accounts, loans, and financial education, focusing on helping members achieve financial stability and growth. Because they are member-owned, profits are typically reinvested to improve services or lower costs. These credit unions emphasize personalized service, community development, and serving members’ best interests, often making them a trusted alternative to traditional banks.