Section 523(a)

Section 523(a) refers to a part of the U.S. Bankruptcy Code that outlines types of debts that cannot be discharged or eliminated through bankruptcy. This means that even if a person files for bankruptcy, they will still owe these specific debts after the process is complete. Common nondischargeable debts include student loans, income tax debts, certain fines, and debts incurred through fraud. The goal is to prevent abuse of the bankruptcy system and ensure that certain obligations are still honored, reflecting the idea that some debts should be repaid.