SBA Loan Programs

SBA loan programs are financial assistance options offered by the U.S. Small Business Administration to help small businesses secure funding. These loans are partially backed by the government, which reduces risk for lenders. This support enables businesses to access lower interest rates and more favorable terms. Common programs include the 7(a) loan for general business needs and the CDC/504 loan for real estate and equipment. These loans aim to encourage small business growth and job creation by making capital more accessible to entrepreneurs who may struggle to qualify for traditional bank loans.