Retail Investor

A retail investor is an individual individual who buys and sells securities, such as stocks, bonds, or mutual funds, mainly using their personal funds rather than as part of a large organization or institution. Unlike professional or institutional investors, retail investors typically manage their own investment decisions and portfolios. They play a significant role in financial markets by providing liquidity and participating in the overall economy. While they usually invest smaller amounts, their collective activity can influence market trends and stock prices.