Qualified Medicare Beneficiaries (QMB)

Qualified Medicare Beneficiaries (QMB) is a program that helps people with limited income and resources access Medicare coverage. If approved, QMB generally covers Medicare Part A and B premiums, deductibles, and coinsurance. This reduces out-of-pocket costs, making healthcare more affordable for eligible individuals. QMB does not cover prescription drugs, but recipients can often qualify for additional programs to assist with medication costs. The program aims to ease financial barriers to essential healthcare, ensuring vulnerable seniors and certain disabled individuals receive necessary medical services without excessive expense.