Public liability

Public liability refers to the legal responsibility a business or individual has to ensure the safety of the general public when they might be at risk of injury or property damage caused by their activities. If someone is harmed or their property is damaged due to this negligence, public liability insurance helps cover the costs of legal claims, damages, or compensation. It is a way to protect businesses from financial strain resulting from accidents or incidents that occur on their premises or as a result of their operations.