private placement life insurance

Private Placement Life Insurance (PPLI) is a customizable life insurance policy sold privately to high-net-worth individuals. It combines life insurance with an investment component, allowing the policyholder to invest in a range of assets within the policy. The key advantage is that the investment growth inside the policy is often tax-deferred or tax-free, providing efficient wealth transfer and estate planning. PPLI is typically offered through an exclusive, private arrangement, often with higher minimum investments, and offers greater flexibility and confidentiality compared to standard life insurance.