
prepaid debit cards
A prepaid debit card is a payment card that you load with a specific amount of money before using it. Unlike credit cards, which borrow money, or debit cards linked directly to your bank account, prepaid cards only spend the funds you've added. They can be used for in-store or online purchases, and often for withdrawing cash at ATMs. Prepaid cards are useful for budgeting, gift giving, or controlling spending, and they don’t require a bank account. Once the balance runs out, you need to reload more money to continue using it.