prepaid card

A prepaid card is a type of payment card that you load with a specific amount of money before using it. Instead of linking directly to a bank account, it draws funds from the loaded balance for transactions like shopping or online purchases. These cards are useful for budgeting, gifting, or avoiding debt, as you can only spend the amount you’ve added. They are available in various forms, including gift cards and reloadable cards, and are accepted at many stores and online merchants where card payments are accepted.