Policy exclusions

Policy exclusions are specific conditions or situations that an insurance policy does not cover. They outline what the insurer will not pay for, which helps define the limits of the coverage. For example, a homeowner's insurance policy might exclude damage from floods or earthquakes. Understanding these exclusions is crucial because they can impact how much protection you have when you need to file a claim. Always review these details carefully to avoid surprises when seeking coverage for certain risks or damages.