Pension Credit

Pension Credit is a UK government benefit designed to provide additional income to older people who have a low or modest pension. It helps to top up your overall income, ensuring you can cover basic living costs. There are two main types: Guarantee Credit, which guarantees a minimum income level, and Savings Credit, which rewards those who have saved or worked longer. Eligibility depends on your income, savings, and personal circumstances. Claiming Pension Credit can also make you eligible for other benefits, such as help with housing costs or healthcare.