PayPal (working capital)

PayPal Working Capital is a financing service that provides small businesses with quick access to funds based on their PayPal sales history. Rather than traditional loans, it offers a lump sum upfront, which is repaid automatically as a small percentage of the business’s PayPal transactions. Repayments are flexible and tied to sales volume, reducing pressure during slow periods. This service helps businesses manage cash flow, invest in growth, or cover expenses without lengthy approval processes. It’s an easy, convenient way for PayPal sellers to access working capital based on their existing sales performance.