PayPal Credit

PayPal Credit is a digital line of credit that allows you to make purchases online and pay over time. It's similar to a credit card but integrated with your PayPal account, offering flexible financing options for buying now and paying later. You can use it for individual transactions or for ongoing expenses, often with promotional interest rates if paid within a specified period. It provides a convenient way to manage larger purchases or spread out payments while earning the benefits of PayPal’s secure platform. Approval depends on your creditworthiness, and interest may apply if payments are not made within promotional periods.