Payment cards

Payment cards are authorized plastic or digital tools—such as credit, debit, or prepaid cards—that allow you to make purchases or access funds electronically. They contain embedded information like a unique number, your account details, and security features to ensure safe transactions. When you buy something, the card communicates with your bank or payment network to transfer money or credit funds swiftly and securely. Payment cards are convenient alternatives to cash, enabling quick, contactless, or online payments, and are widely accepted at stores, restaurants, and online platforms worldwide.