P2P platforms

P2P (peer-to-peer) platforms are online systems that connect individuals directly to buy, sell, or share services and assets without intermediaries. They facilitate transactions between users, such as lending money, renting properties, or trading goods, by providing a secure environment for communication and payments. Examples include Airbnb for accommodations or LendingClub for loans. P2P platforms leverage technology to create trusted networks where users can collaborate efficiently, often reducing costs and increasing access to resources. They democratize access to markets and services, empowering individuals to participate directly in economic exchanges.