P2P Finance Association

The P2P Finance Association (P2PFA) is a trade body representing companies that facilitate peer-to-peer lending—an online platform where individuals lend money directly to other individuals or small businesses, bypassing traditional banks. The association promotes best practices, transparency, and consumer protection within this growing sector. Its members work within a regulatory framework to ensure trust, safety, and fair operation of P2P lending services, helping to connect borrowers with investors efficiently and responsibly.