organizacje spółdzielcze

Organizacje spółdzielcze, or cooperative organizations, are member-owned businesses formed to meet shared economic, social, or cultural needs. Members, who have equal voting rights regardless of their investment size, collaborate to manage the organization and distribute its benefits fairly. Examples include credit unions, agricultural cooperatives, and housing associations. These organizations prioritize mutual assistance and democratic decision-making over profit maximization, aiming to improve the well-being of their members and the community. Their structure fosters solidarity, transparency, and shared responsibility, making them a vital part of social and economic development.