Ontario Health Insurance Plan (OHIP)

The Ontario Health Insurance Plan (OHIP) is Ontario’s government-funded health coverage program. It provides eligible residents with coverage for medically necessary doctor visits, hospital stays, surgeries, and certain health services at no direct cost. Funded mainly through taxes, OHIP ensures access to essential healthcare without financial burden at the point of care. To qualify, residents must meet specific residency and waiting period requirements. While it covers many services, some treatments like prescription drugs, dental care, and optometry may require private insurance or out-of-pocket payment.