Obamacare

Obamacare, officially known as the Affordable Care Act (ACA), is a law enacted in 2010 to make health insurance more accessible and affordable. It expanded Medicaid coverage, created online marketplaces for comparing plans, and mandated that most Americans have health insurance or face a penalty (though this penalty has been reduced to zero federally). The law also introduced protections for people with pre-existing conditions and requires insurers to cover essential health benefits. Overall, Obamacare aims to improve healthcare quality, reduce costs, and increase access for Americans.