NPS Schemes

NPS (New Pension Scheme) schemes are retirement saving plans in India designed to help individuals build a corpus for their retirement. Investors contribute regularly, and their funds are invested across various assets like stocks and bonds to generate growth. At retirement, they can choose how to withdraw the accumulated amount. NPS offers flexibility in contributions, multiple investment options, and incentives like tax benefits. It aims to provide a disciplined, transparent, and long-term approach to retirement planning, combining pension benefits with market-linked returns to help secure financial stability after working years.