No-Fault Insurance

No-fault insurance is a type of car insurance that allows you to receive compensation for injuries and damages from an accident, regardless of who was at fault. Instead of going through the other party’s insurance to claim damages, your own insurance covers your medical expenses and benefits up to a certain limit. This system is designed to streamline the claims process, reduce legal disputes, and provide faster compensation. However, it may limit your ability to sue the other driver for additional damages, except in cases of severe injury or specific circumstances.