NIB

NIB, or Non-Interest Billing, generally refers to charges or fees that a financial institution or service provider earns that are not related to interest on loans or credit. Instead, these can include service fees, transaction charges, or other miscellaneous income. In banking or finance, understanding NIB helps clarify how a company or bank generates revenue beyond interest payments, allowing for a more comprehensive view of financial performance. It reflects income derived from various service-related activities rather than core lending operations.