NFIP

The National Flood Insurance Program (NFIP) is a U.S. government initiative that provides affordable flood insurance to property owners in flood-prone areas. Managed by FEMA, it encourages communities to adopt floodplain management practices to reduce flood risks. Homeowners and businesses can purchase NFIP insurance to protect against financial loss from flooding, which is often not covered by standard property insurance. The program also promotes safer building standards and land use planning to minimize flood damage, helping communities recover more quickly after flood events.