National Retirement Risk Index

The National Retirement Risk Index (NRRI) measures the percentage of U.S. working-age families at risk of not having enough savings to maintain their standard of living in retirement. It considers factors like current savings, future income, expected Social Security benefits, and projected expenses. A higher NRRI indicates more families may face financial difficulties in retirement, highlighting potential gaps in savings or planning. It serves as a tool to understand the overall health of Americans’ retirement preparedness and to inform policies aimed at improving retirement security.