National Mortgage Licensing System (NMLS)

The National Mortgage Licensing System (NMLS) is an online database that regulates and oversees mortgage professionals and companies across the United States. It ensures that individuals and firms involved in mortgage lending and brokering meet licensing requirements, adhere to industry standards, and comply with state and federal laws. By centralizing licensing information, the NMLS promotes transparency, accountability, and consumer protection, making it easier for regulators, consumers, and industry participants to verify credentials and track disciplinary actions, ultimately supporting the integrity of the mortgage industry.