National Mortgage Database

The National Mortgage Database (NMD) is a comprehensive database that collects information about mortgage loans in the United States. Created by the Federal Housing Finance Agency (FHFA) and the U.S. Census Bureau, it helps track mortgage trends, borrower demographics, and lending practices. By analyzing this data, policymakers, researchers, and industry professionals can better understand the housing market, assess mortgage performance, and promote effective housing policies. The NMD aims to improve transparency and inform decisions related to home financing and housing stability.