National Housing Trust (NHT)

The National Housing Trust (NHT) is a government agency in Jamaica that helps people buy homes or improve their living conditions. It funds its programs through contributions from workers and employers, which are collected regularly. These funds are then used to provide loans, grants, or affordable housing initiatives for eligible individuals, especially those with lower incomes. The NHT aims to promote affordable homeownership, support community development, and improve overall housing standards across the country, making quality housing more accessible to a broader segment of the population.