National Housing Trust Fund

The National Housing Trust Fund (NHTF) is a U.S. government program aimed at increasing the availability of affordable housing for extremely low-income families. Established by the Housing and Economic Recovery Act of 2008, it provides funding to states to support the construction, rehabilitation, and operation of rental housing. The goal is to ensure that those in need, such as low-income workers, the elderly, and people with disabilities, have access to safe and affordable housing. Funding comes from various sources, including a portion of fees collected from government-sponsored enterprises like Fannie Mae and Freddie Mac.