National Financial Capability Study

The National Financial Capability Study (NFCS) is a survey conducted to assess Americans' knowledge, attitudes, and behaviors related to personal finance. It helps understand how individuals manage money, save, invest, and plan for the future. The study provides valuable data on financial literacy, habits, and challenges across different demographics. Policymakers, educators, and organizations use these insights to design better financial education programs and policies aimed at improving financial well-being for all.