Mutual fund

A mutual fund is an investment vehicle that pools money from many investors to buy a diversified portfolio of stocks, bonds, or other assets. Managed by professional fund managers, it allows individual investors to access a broader range of investments than they could on their own. The fund’s performance reflects the collective investment decisions, and investors earn returns through dividends, interest, and capital appreciation. Mutual funds offer diversification, professional management, and liquidity, making them a practical option for those seeking to grow wealth over time with relatively lower risk.