Money Markets

Money markets are financial markets where short-term borrowing and lending of funds take place, typically involving instruments like Treasury bills, certificates of deposit, and commercial paper. These transactions usually have maturities of one year or less, making money markets an essential source for companies and governments to manage their short-term funding needs. Investors often use money market instruments to park their cash temporarily, as they are generally considered low-risk and provide liquidity. Overall, money markets help ensure that there's enough cash flow in the economy by facilitating quick and efficient transactions.