Minimum Liability Insurance Laws

Minimum liability insurance laws require drivers to have a certain amount of insurance coverage to protect others in case of an accident. This insurance pays for damages or injuries you might cause to another person or their property. Each state sets its own minimum coverage amounts, which can vary widely. The purpose of these laws is to ensure that drivers can cover potential costs resulting from accidents, helping protect victims and promoting responsible driving. If a driver fails to maintain this insurance, they may face legal penalties, including fines or license suspension.