Michael Sherraden

Michael Sherraden is a social policy researcher known for his work on how financial tools, like savings accounts, can improve people's lives and promote economic equality. He developed the concept of "Asset Building," emphasizing that helping individuals accumulate assets—such as savings or property—can lead to better education, health, and financial stability. Sherraden’s research highlights how targeted programs and policies can empower disadvantaged populations, encouraging long-term economic security and social mobility. His work combines insights from economics, social work, and public policy to develop practical strategies for fostering opportunity and reducing inequality.